PhDr. Karolína Vozková

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Position: Ph.D. Candidate
Field of interest: Banking fee income, bank performance, concentration on banking market
Membership: Finance and Capital Markets, PhD Candidates

Contact

Office:
Email: vozkova [DOT] karolina [AT] seznam [DOT] cz
Phone:
Available: By appointment

More information

Assistant

JEM032 - Banking
JEB027 - Finanční ekonomie

PhD study

Tutor: doc. PhDr. Petr Teplý Ph.D.

Studying from: 2014
PhDr examination: 10/2014
Final exam:
Dissertation Proposal defence:
Dissertation defence:

Current work:

Dissertation topic:
Banking fee and commission income – its determinants and impact on bank’s profitability and risk

Disertation abstract:
The aim of the dissertation is to study empirically the determinants of fee and commission income to total income ratio (NFCI/TI) with special emphasis on market concentration. Moreover, current literature suggests that non-interest income influences the stability, riskiness and performance of a bank heavily but at the same time is not unanimous about the exact effects. Therefore, we will analyze the link between NFCI/TI and bank’s performance in terms of profit and risk. We suppose that the disunity among the current studies can be largely explained by special characteristics of the data used that need to be captured in the model in order to obtain more general results. The methodology will be suitably established to allow the study of the linkages for different bank types facing dissimilar macroeconomic and banking sector conditions separately.

For more details see my Individual Study Plan (ISP 2014/15).

Optional courses:
2015 - 2017: JED209, JED210 - Economics and Law in Banking and Finance

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Education

2014+: Ph.D. student, IES Charles University in Prague
2014: PhDr., IES Charles University in Prague
2012-2014: Mgr., IES Charles University in Prague
2012: Université Paul Cézanne Aix - Marseille III (Erasmus)
2009-2012: Dott., Free University of Bozen/Bolzano

Job history

7/2016+: Export Guarantee and Insurance Corporation
7/2014 - 6/2016: Ministry of Finance of the Czech Republic
2013-2014: Finanční poradenství s.r.o.
2013-2014: MCN, o.p.s.

2014 - 2017: Teaching Asistant, JEM032 - Banking, JEB027 - Finanční ekonomie
2014 - 2016: Teaching Asistant, JEM034 - Corporate Finance
2015 - 2016: Teaching Asistant, JEM092 - Portfolio Analysis and Risk Management

Topics for supervision

Bachelor theses

Bank performance
Banking non-interest income
Impact of market concentration on banks
Export financing with state support

Master theses

Bank performance
Banking non-interest income
Impact of market concentration on banks
Export financing with state support

Supervised Bachelor theses

all/awarded: 1/0
Awarded:

Downloadable

ISP 2014/15
ISP actualization 2015/2016

Partners

ČSOB
Deloitte
McKinsey & Company

Sponsors

CRIF