Detail publikace

Interest Margins Determinants of Czech Banks

Autor: prof. Roman Horváth Ph.D.,
Typ: IES Working Papers
Rok: 2009
Číslo: 11
ISSN / ISBN:
Publikováno v: IES Working Papers 11/2009
Místo vydání: Prague
Klíčová slova: commercial banks, interest rate margins, bank efficiency
JEL kódy: G21, D40, P27
Citace: Horváth, R. (2009). “ Interest Margins Determinants of Czech Banks ” IES Working Paper 11/2009. IES FSV. Charles University
Abstrakt: We examine the determinants of interest rate margins of Czech banks employing bank-level dataset at the quarterly frequency in 2000-2006. Our main results are as follows. We find that more efficient banks exhibit lower margins and there is no evidence that the banks with lower margins would compensate themselves with higher fees. Price stability contributes to lower margins. There are some economies of scale, as larger banks tend to charge lower margins. Higher capital adequacy is associated with lower margins contributing to the banking stability. Overall, the results indicate that the determinants of interest rate margins of Czech banks are largely similar to those reported in other studies for developed countries.
Ke stažení: WP 2009_11_Horvath
Prosinec 2017
poútstčtsone
    123
45678910
11121314151617
18192021222324
25262728293031

Partneři

ČSOB
Deloitte
McKinsey & Company

Sponzoři

CRIF