Detail práce

Czech Wealth Inequality

Autor: Bc. Kristýna Popelková
Rok: 2016 - letní
Vedoucí: doc. Petr Janský Ph.D.
Konzultant:
Typ práce: Bakalářská
Jazyk: Anglicky
Stránky: 67
Ocenění:
Odkaz: https://is.cuni.cz/webapps/zzp/detail/162147/
Abstrakt: This paper delivers a complex picture of Czech household wealth. The main emphasis is placed on the
role of wealth inequality, which is studied with the use of available data. The results suggest that the
inequality in the Czech Republic is quite tangible and rather above-average in European context.
Currently, the disparities in wealth holdings are further deepening due to expansion of lower and upper
classes on behalf of middle class and wealth concentration in the hands of high net worth individuals.
Income inequality commonly studied in empirical literature is lower than wealth inequality, the main
source of this difference is housing wealth, which constitutes a dominating asset class in household
wealth portfolio. Composition of both assets and liabilities is quite stable over time, currency and
deposits are the leading form of financial wealth holdings and mortgage loans are the primary instrument
responsible for households' indebtedness. Saving by Czech households is decreasing which raises
concerns about the future of welfare-state structures that are under pressure of ongoing demographic
trends, such as population aging and stagnation. In particular, state-funded pension system, whose
unsustainability was detected, is an emerging issue and requires attention of policy authorities.

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