The impact of Online Banking on Bank Performance
|Author:||Mgr. Rrezarta Halili|
|Year:||2014 - summer|
|Leaders:|| doc. Ing. Tomáš Cahlík CSc.
|Work type:|| Masters
|Awards and prizes:|
|Abstract:||The performance of commercial banks is changing due to the technology improving day by day.
The purpose of this study is to highlight the challenges that are derived from Adoption of onlinebanking.
The engage of the five European countries with a period of study from 1999 – 2010 to adoption of online banking is the core idea of this study. The empirical analysis
would employ data obtained from 22 commercial banks from the following countries: United Kingdom,Germany, Czech Republic, Latvia, and Poland.
We want to show that the adoption of online
banking increase the bank performance indicator. With the application of the Instrumental Variable concludest
hat adoption of Online Banking is negatively relat
ed with three bank performance indicators as: Return on Equity (Roe), Return on Asset (Roa) and Margin (Mrg) as
a main fault to global financial crisis