Work detail

Influence of the knowledge capital of a bank on its performance

Author: Mgr. Pavel Moraru
Year: 2014 - summer
Leaders: prof. Roman Horváth Ph.D.
Work type: Masters
Language: English
Pages: 70
Awards and prizes:
Abstract: This research studies the knowledge implications on the efficiency estimates pf a bank, using an
unbalanced representative panel of 17 banks from Czech Republic, categorized, based on the
amount of their earning assets, in three groups: big, medium and small. The period of study is
between 2002 and 2011 thus comprising the world financial crisis happened between 2007 and
2009. The main finding is that the management value adding has significant and positive
influence on the efficiency of the bank, thus highlighting the importance of knowledgeable
allocation of resources and decision making. The structural capital is another important
knowledge based capital which impacts efficiency. The study, also, confirms, for Czech banking
sector, the importance of economies of scale for the efficiency of banks and suggests that fixed
assets might become an obsolete in future developments of banking services. The period of world
crisis does not appear to have been crucial for the banks of the country analyzed.




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