Detail práce

The impact of third-party payment on the profitability of commercial banks

Autor: Mgr. Yilin Lu
Rok: 2021 - letní
Vedoucí: prof. Ing. Oldřich Dědek CSc.
Konzultant:
Typ práce: Diplomová
MEF
Jazyk: Anglicky
Stránky: 75
Ocenění:
Odkaz: https://dspace.cuni.cz/handle/20.500.11956/150451
Abstrakt: This article explores the influence of Chinese third-party payment transaction
volume on the profitability of Chinese 15 commercial banks. The article starts from
the operating model of third-party payment , and then builds four corresponding
models from the four dimensions of deposits, loans, non-interest income, and return
on assets to test the impact of third-party payment on the profitability of commercial
banks. The article concludes with conclusion and recommendations for commercial
banks to mitigate risks, supervise third-party payment platforms, and collaborate with
third-party payment platforms.

Partneři

Deloitte

Sponzoři

CRIF
McKinsey
Patria Finance
Česká Spořitelna
EY